International Buyers – Please Note: Import duties, taxes, and charges are not included in the item price or shipping cost.These charges are the buyer's responsibility. Please check with your country's customs office to determine what these additional costs will be prior to looking or buying. · Customs fees are normally charged by the shipping company or collected when you pick the item up. These fees are not additional shipping charges.· We won't under-value merchandise or mark the item as a gift on customs forms. Doing that is against U.S. and international laws.PERSONAL FINANCIAL PLANNING third edition-revised by G. Victor Hallman, Ph, D., J.D. and Jerry S. Rosenbloom, Ph.D. This item is a book 6 1/2” by 9 1/2” by 1” 420 page hardcover copy. NOTE: This book is in FAIR condition with soiling and rubbing of the covers and spine, the corners are bumped, previous owner’s name is written inside, the edges of the pages have some soiling on it, the pages have writing but they are readable, clean and tight. Chapters include: coordinate financial planning, using insurance effectively, accumulating capital and income tax planning, planning for your retirement, estate and tax planning, and much, much more. This book does not have illustrations. Thanks for looking. L81/1.12.4/613DON’T FORGET TO CHECK OUR STORE, WE HAVE A GOOD SELECTION OF BOOKS AND VINTAGE POSTCARDS FOR A VERY GOOD PRICE AND WE SELL BOOKS BY LOTS TOO.